Seller's Net Proceeds Calculator: What Will I Net When I Sell My House?

This calculator uses the same line items and formulas I use on the estimated net sheets I prepare for my sellers: loan payoffs with interest, escrow and title fees, commissions, county and city transfer taxes, and common seller costs. Enter your numbers and the estimated net updates instantly.

Estimate only. Results are planning estimates, not a closing statement or a guarantee. Actual escrow, title, payoff, tax, and commission figures come from your escrow company, title company, lenders, and agreements. Bill Gross is a licensed California real estate broker (DRE #01022275) with eXp Realty. This is not legal, tax, or financial advice.

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Call (310) 210-0008 for a free net sheet on your property.

Your numbers

1. Sale Proposed sale price ($)

Your expected contract price. Escrow, title, commissions, and transfer taxes all calculate from this.

Current annual property taxes ($) (reference only, not included)

Shown on your net sheet for reference only; it is not deducted. Delinquent or back taxes go under "Other seller costs."

2. Charges by existing lien holders 1st loan balance ($)

Principal balance from your latest mortgage statement. Enter 0 if the home is free and clear.

1st loan rate (%)

Days of interest to payoff

Payoff back payments ($)

Missed payments, late fees, or advances the lender will add to the payoff.

2nd loan / HELOC balance ($)

2nd loan rate (%)

Days of interest

Demand and reconveyance fees ($) Other lender fees: wire, courier, etc. ($)

3. Commissions and costs

Listing commission (%)

Buyer's broker commission (%)

Commissions are negotiable and are not set by law. The buyer's broker amount, if any, is set in the purchase contract.

HOA transfer fee ($)

Enter 0 if there is no HOA.

Natural hazard disclosure (NHD) report ($) Home warranty ($)

Optional. Enter 0 if you will not offer one.

County documentary transfer tax ($ per $1,000)

Los Angeles County and most California counties: $1.10 per $1,000.

City (for city transfer tax estimate)

City transfer tax is an estimate based on CaliforniaCityFinance.com rates effective Dec. 1, 2025, shown as the amount added on top of the county tax. City of Los Angeles includes Measure ULA (over $5.3M and over $10.6M). Rates change; confirm with your escrow officer.

Seller credit to buyer ($)

Credits for repairs or closing costs negotiated with the buyer.

Other seller costs or repairs ($)

Back property taxes, termite or retrofit work, liens, etc.

Estimated credits to seller ($)

Money coming back to you at closing, such as property tax or HOA prorations or refunds. Added to your net.

Fixed estimates included automatically: escrow fee (0.225% of price + $400), title insurance (0.15499% of price + $825), escrow wire $30, messenger $50, sub-escrow $65, title wire $30, mobile notary $150.

Estimated Seller's Net Sheet

Property tax prorations, buyer-requested repairs, capital gains taxes, and other costs specific to your sale are not included unless you enter them above.

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Want a real number for your house?

The biggest variable is the sale price. I can give you a broker's view of what your property is likely to bring and a property-specific net sheet, free.

What is my house worth? Schedule a consultation

How the estimate is calculated

Loan interest: balance × rate × days ÷ 365, added to each loan payoff.
Escrow fee: 0.225% of the sale price plus $400.
Owner's title insurance: 0.15499% of the sale price plus $825.
Commissions: sale price × the percentages you enter.
Transfer taxes: county: sale price ÷ 1,000 × $1.10. City: an estimate using the selected city's rate from CaliforniaCityFinance.com (Dec. 2025), including tiered rates such as Measure ULA in the City of Los Angeles.
Credits to seller: added to the net.
Net to seller: sale price + credits − total payoffs − total estimated expenses. Each line is rounded to the cent before totaling.

Selling a house in probate or a trust? See the California probate cost calculator.